When you purchase a vehicle, you must buy insurance. Vehicle insurance is equivalent to providing a set of protection for the car, allowing the owner to feel more comfortable in the process of driving, and the vehicle does not have to spend money to handle the accident. However, there are many types of auto insurance, insurance, commercial insurance, glass insurance, all risks, vehicle damage insurance, scratch insurance, driver passenger insurance, and self-combustion insurance. It's all too costly to see, and I don't know what kind of insurance I'm buying.
How to Buy Car Insurance
1, the strong insurance must buy, this is the vehicle can not save the insurance, but also mandatory to buy the insurance, but reminded that the strong insurance is paid in the event of a car accident hit the party, but its payment is limited.
2. The third party commercial liability insurance must also be bought. When the compensation ability of the insurance insurance is limited, the three insurances can make up for the excess. Therefore, for the driver's friends, it is not possible to save the insurance and the three insurances. The three insurances are also the most powerful types of insurance. The higher the amount paid, the more secure it is for the owner of the vehicle. It is recommended that the amount of the three insurance claims be no less than 300,000.
3, car damage insurance can better protect themselves. Cross-strong insurance and three-party insurance are to protect others, and car damage insurance is to protect the interests of the owner of the vehicle. When the vehicle is damaged, you can apply for compensation after you buy a vehicle damage insurance.
4, some commercial insurance does not necessarily have to buy, such as scratch insurance, additional insurance risks, self-combustion insurance, glass insurance, and other purposes are very useful to see the insurance, but the difficulty of purchasing claims, the need for in-depth evaluation of the vehicle, And the amount of compensation is also relatively small, the probability of occurrence is not high, buy only will spend money.
How to buy car insurance cost-effective? How to buy car insurance cost-effective in fact according to the individual's situation to be determined, so when the car owner to buy insurance should take into account the individual's driving habits, preferences, living environment and many other factors, try to give yourself more Make sure that you can feel safe every day.
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