In order to better serve small and micro enterprises and promote the Changzhou automobile industry chain to become bigger, stronger and better, combined with the characteristics of Menghe automobile and motorcycle industry cluster production and operation, the Jiangsu Branch of the Postal Savings Bank has recently launched a “reciprocal loan†product. Within 3 years, the company will grant 1 billion yuan to the Menghe Automobile and Motorcycle Industry Cluster.
Changzhou Automobile and Motorcycle Industry Cluster is one of the “Ten Industry†clusters in Changzhou, and has now formed the “China Auto Parts (Changzhou) Industrial Baseâ€. Within the cluster, there are more than 3,000 automobile and motorcycle production enterprises and individual industrial and commercial households. The annual value of the cluster is over 10 billion yuan, of which more than 200 are enterprises above designated size and 6 are over 100 million yuan. The main products are car lights, interior and exterior trim, rear view mirrors, seat belts, seats, mufflers, automotive air conditioning systems, automotive glass, stampings and so on.
At present, more than 20 commercial banks such as Minsheng Bank, Industrial and Commercial Bank, and Jiangnan Bank have been stationed in the cluster. After years of development, the corporate financing environment is relatively mature.
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