Car insurance is a good guarantee for the car. It is just like people's insurance. After the car insurance, the driver's friends can be more assured to hit the road. Auto insurance is necessary to buy, but some drivers' friends listened to people flickered and accidentally bought too many types of auto insurance. As a result, they returned home and thought that they would regret it. They wanted to withdraw some of the auto insurance they had bought. Can auto insurance be surrendered?
Auto insurance can be surrendered, but the surrender is not as simple as the owner thinks. It must be justified and meet the relevant conditions before it can be returned. Reasons for legitimate auto surrenders include:
1, buy auto insurance for repeated insurance, such as the same driver for his car to buy two copies of the vehicle loss insurance, more than one can not get twice the compensation, equal to the purchase of money, of course, Return it.
2. The service life of the vehicle is reached. It needs to be scrapped in time and cannot be opened again.
4. The driver will sell the vehicle in his hand and the ownership of the vehicle is not in himself.
4. I feel that the insurance company's service attitude, fees, etc. are unreasonable, have opinions on insurance companies, and do not want to continue to purchase their products.
Car insurance surrender must meet the following conditions:
1. The auto insurance policy has not expired and is still valid.
2. After the auto insurance policy was purchased, the driver did not claim any claims, nor did he report the claim to the insurance company for success. It means that the claim record was completely blank and the driver did not take a penny from the insurance company; if he had reported the case, he had not been compensated.
Can auto insurance be surrendered? It is possible to withdraw from the condition of the surrender and the car insurance with justified reasons, but it is not recommended that the owner blindly surrender the insurance, especially if the surrender is for personal reasons, it will leave a bad record. Like bad credit records, the surrendering of insurance premiums may not allow insurance companies to undertake insurance services for you in the future. If the vehicles cannot be insured, the owner of the vehicle will eventually lose. Concerned that the amount refunded by the auto insurance surrender is not the amount that the insured had originally paid, the surrender amount will be reduced accordingly according to the time of insurance.
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